How To Read The Lis Pendens Report

In New York, Lis Pendens are filed because a payment has not been made on a mortgage for at least 3 consecutive months or on property taxes for one year. Once the Lis Pendens is filed, the mortgage or property taxes are considered to be in default and the property is in the beginning stages of foreclosure. Profiles Publications, Inc.’s weekly Lis Pendens Reports provide vital information regarding these mortgages and tax liens and the properties they are filed against.

On the Lis Pendens report, the neighborhood within the borough where the property is located is written in ALL CAPS. The 5-digit number next to the neighborhood is the corresponding zip code for that neighborhood. Properties in foreclosure located in that neighborhood and zip code are listed directly below the neighborhood name and zip code.

Plaintiff: The bank, mortgage company or individual that made the mortgage. For tax filings this is the City of New York listed as “NYCTL”.

Defendant: The person who took out the mortgage and who has not paid the plaintiff for 3 consecutive months. For tax liens, this is the property’s owner.

Property: Address of the property against which the mortgage or tax lien is held.

Mortgage Date & Amt: The month and year when the mortgage was taken out and the original principal amount of the mortgage loan. For tax liens it is the date as of which the property taxes are owed.

Filing Type: M = Mortgage default filing. T = Tax lien filing.

Index #: The index number of the file where all the papers relating to the ongoing foreclosure action are filed.

Block & Lot: The indexing system used by the City of New York to identify each property.

B/C: Building Classification Code: The letter and number combination code assigned by the City of New York to describe and classify each property.

Plaintiff's Attorney and Telephone Number: This is the attorney that filed the foreclosure action on the Plaintiff.

 Click here for NYC Building Classification Codes Key.