How to Read the Manhattan
Foreclosure Auction Schedule

In New York, a foreclosure auction is the scheduled public sale of property due to non-payment of a mortgage or non-payment of taxes (foreclosure of a tax lien certificate). Profiles Publications, Inc.’s weekly Foreclosure Auction Schedule provides vital information regarding these upcoming public sales.

On the Manhattan Foreclosure Auction Schedule, auctions are listed chronologically by the date and time of the upcoming auction. Each weekly schedule contains a three-week time frame of upcoming auctions.

Date: Month, Day and Year the auction is scheduled to take place.

Time: Time the auction is scheduled to take place.

Place: Location where the auction is scheduled to take place. This is often listed as an abbreviation. The key to the abbreviation is listed at the top of the first page of the Foreclosure Schedule under the heading "Sales Are Held As Indicated".

Rescheduled: This means that the auction was previously scheduled for another date and time and was adjourned without the auction taking place. A new (or RESCHEDULED) date and time for the auction is set, and this new date and time is what appears on the foreclosure auction schedule.

B/C: Building Classification Code. This letter and number combination code is assigned by the City of New York to describe and classify each property. Click here for a key to the NYC Building Classification Codes.

B/L#: The indexing system used by the City of New York to identify each property.

Action: Contains the names of the Plaintiff (bank, mortgage company or person who holds the mortgage note) versus the Defendant (the person who was given the mortgage now in foreclosure).

Premises: Street address and neighborhood location of the property to be auctioned.

Orig. Mtg & Amt: The month and year when the mortgage was made and the original principal amount of the mortgage loan. This is the mortgage now in foreclosure. Please note: Foreclosure of Tax Lien Certificate auctions will not list an original mortgage and amount since the foreclosure is due to non-payment of taxes.

Final Judgment: This is the amount of money the Defendant owes the Plaintiff as of the month and year indicated. Be aware that this amount increases on a per diem (daily) basis due to interest and penalties. The exact full amount will not be known until the day of the auction. Please note: If the foreclosure is a Foreclosure of Tax Lien Certificate the amount listed as the Final Judgment amount is the taxes owed.

Referee: Court appointed attorney who conducts the foreclosure auction.

Plaintiff’s Atty: Attorney representing the Plaintiff in the action.

Phone: The Plaintiff’s attorney’s telephone number. We strongly suggest calling the Plaintiff’s attorney 24 hours prior to the auction’s scheduled time to make sure the sale has not been canceled or postponed.

Index#: The index number of the file where all the papers relating to the ongoing foreclosure action are filed.

Special note on Condo and Co-op Foreclosures:

Condominiums are real property similar to homes. Each condominium unit is assigned a corresponding block and lot number. When a condominium foreclosure occurs, the foreclosure is against the condominium unit’s block and lot number.

Co-ops on the other hand are NOT real property. Co-op apartments are shares of stock in a private corporation. The co-op corporation issues the co-op owner a proprietary lease permitting the owner to live in a particular unit. When a co-op foreclosure occurs, the foreclosure is against the shares of stock assigned to that unit (not a block and lot number). Co-ops do not have block and lot numbers.